Finance: Cash flow management
Showing 78 articles for Finance: Cash flow management.
Cash flow management
YouTube
Burn rate explained: definition, calculation, and optimisation for SaaS founders
TK Kader
February 19, 2023
Cash flow management
10
Unit economics
6
- Burn rate is cash in minus cash out — not revenue, not invoices.
- Bootstrappers underspend on growth; VC-backed founders overspend without ROI.
- A 13-week cash flow forecast clarifies runway and forces smarter trade-offs.
Cash flow management
YouTube
Nine financial habits that build wealth without sacrificing living
Silicon Valley Girl
February 16, 2023
Cash flow management
7
Accounting basics
6
Goal setting
5
- Experiences can't be frozen or seized — spend before desire fades.
- Ask how to 10x income without 10x hours, not just earn more.
- Miles from credit card spend are tax-free; sign-up bonuses aren't.
How to turn skills into financial freedom: a five-step formula
Sunny Lenarduzzi
October 25, 2022
Pricing strategy
9
Cash flow management
8
Business models
7
- Your financial freedom number is smaller than you think
- Price on the cost of your client's problem, not your time
- Knowing your exact client target eliminates the need to hustle
Eight income streams and how to build passive income
Silicon Valley Girl
September 22, 2022
Bootstrapping
8
Business models
7
Cash flow management
6
- Most passive income is actually semi-active — true passivity is rare.
- Stock market investing is the most genuinely passive income source.
- Low-content books on Amazon KDP require no writing and no upfront cost.
Cash flow management
YouTube
11 ways early-stage startups waste money
Rob Walling
September 19, 2022
Cash flow management
9
Long-term planning
7
Processes & SOPs
6
- Hire before product-market fit and you'll burn runway fast
- Prestige offices, senior titles, and over-hiring signal status, not growth
- Brand marketing before direct-response is money into a void
Cash flow management
YouTube
How to protect and grow wealth during a recession
Noah Kagan
August 17, 2022
Cash flow management
9
Market research
6
Bootstrapping
5
- Cash-flowing websites sell at 3x earnings vs. S&P 500 at 16x
- Boring index funds beat flashy allocations over 50-year horizons
- Recessions create the innovations the next decade runs on
Cash flow management
YouTube
Three principles for SaaS founders navigating a market downturn
TK Kader
May 22, 2022
Cash flow management
9
Resilience & grit
8
Long-term planning
6
- No good or bad markets — only good and bad bets
- Cut vendors 20% before touching headcount or go-to-market
- SMB and solo customers churn first; map renewals now
Cash flow management
YouTube
Default alive vs default dead: how to survive as a startup
Y Combinator
May 6, 2022
Cash flow management
10
Pivoting
7
Processes & SOPs
6
- Default alive founders survive macro shocks; default dead ones don't.
- Investor incentives are structurally misaligned with founder survival.
- Justin.tv went from near-death to $1.2M profit in four months.
Nine passive income streams generating $357,000 per month
Noah Kagan
April 20, 2022
Bootstrapping
8
Cash flow management
6
- Software and business ownership account for 87% of total monthly income.
- Every stream required years of prior work, capital, or audience to build.
- Crypto staking and index funds offer the most truly hands-off returns.
Cash flow management
YouTube
Five strategies to reach your first million in business
Sunny Lenarduzzi
February 22, 2022
Cash flow management
9
Outsourcing & delegation
8
Business operating systems
7
- Detaching income from time is the foundation of real scale
- Profit and runway matter more than revenue figures
- You are your biggest business asset — protect your health
Cash flow management
Podcast
How SaaS founders should think about inflation and personal investing
Startups For the Rest of Us
December 14, 2021
Cash flow management
9
Pricing strategy
6
- SaaS margins of 85–95% absorb inflation that would destroy thin-margin businesses
- Fixed-rate debt is a hidden inflation advantage — future repayments cost less in real terms
- Gradual rebalancing beats market timing; being right twice is harder than it looks
AutoZone: How Exemplary Capital Allocation Compounds Returns
Business Breakdowns
November 24, 2021
Unit economics
9
Business models
8
Cash flow management
7
- Reduced share count by 86% while growing net income 10x, compounding EPS roughly 100 times through disciplined buybacks.
- Operates a 40% ROIC specialty retail business with 55% gross margins by selling service and availability, not just parts.
- Serves an expanding, predictable market of aging cars requiring maintenance; consolidation and commercial growth offer runway for the next decade.
Cash flow management
YouTube
How Syllable Design scaled from $125k to $10M by fixing cash flow and systems
Bill Gallagher
May 9, 2021
Cash flow management
9
Processes & SOPs
8
Delegation
7
- Monthly billing over milestones ended permit-driven cash flow paralysis
- 300% revenue growth broke every process — rebuilding took four months
- Underpricing traced to immigrant scarcity mindset, not lack of skill
How to retire early by keeping costs low and building active income
Noah Kagan
March 25, 2021
Bootstrapping
9
Goal setting
7
Cash flow management
6
- Retirement means hitting your monthly number, not stopping work.
- Keeping cost of living low removes pressure to take any job.
- Active income you control beats passive investing for early freedom.
Cash flow management
YouTube
Weekly cash flow projection as a crisis prevention tool
Bill Gallagher
January 12, 2021
- Most cash crises are preventable with a weekly rolling forecast
- Start with 13 weeks, expand to a full 52-week model
- Feed new contracts into the model to see cash impact immediately