Finance: Cash flow management

Showing 78 articles for Finance: Cash flow management.

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Cash flow management

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How to spend startup money at each funding stage

Y Combinator February 12, 2025


Cash flow management 9
Business models 6
Product-market fit 6
  • Pre-PMF, money buys only time — it cannot find product market fit.
  • Hiring sales, marketing, or branding before PMF destroys the runway you need.
  • Revenue quality — not headcount or raises — determines survival at Series B.

Bootstrapping

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Wealth building fundamentals: investing, real estate, and crypto in 2025

Silicon Valley Girl February 4, 2025


Bootstrapping 9
Cash flow management 8
Valuation 5
  • Build a $100K ETF base before taking any concentrated bets.
  • Renting beats buying in high-cost cities — run the mortgage comparison first.
  • Crypto greed kills gains; even winners hold too long and lose.

Cash flow management

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13 financial habits quietly draining your wealth

Silicon Valley Girl January 23, 2025


Cash flow management 9
Productivity & habits 7
  • $10 a week invested compounds to real money — start now.
  • Think balance sheet, not checkbook: own assets, not expenses.
  • Automate investments to remove emotion from dollar-cost averaging.

Cash flow management

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Four metrics that actually moved revenue across 17 companies

Ryan Deiss January 19, 2025


Cash flow management 8
Prospecting & outreach 8
Testimonials & social proof 6
  • Tracking offers made — not just conversion rate — lifts revenue.
  • Re-engaging existing leads beats expensive new lead acquisition.
  • P&L profit lies; distributable cash is the real health signal.

Cash flow management

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Hawaii Airbnb: real financials from six months of short-term rental

Silicon Valley Girl October 28, 2024


Cash flow management 9
Long-term planning 6
  • Early mortgage payments are almost entirely interest, not equity
  • A $16,000 AC replacement turned the best revenue month negative
  • Cash-flow positive only from year three — not year one or two

Cash flow management

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How to set expense ratios and guarantee profit in your business

Ryan Deiss September 9, 2024


Cash flow management 9
Business operating systems 7
  • Profit must be decided before expenses, not calculated after
  • A $10M business can drop nothing to the bottom line without this
  • Five-step ratio system to find and reallocate hidden cash in your business

Cash flow management

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Five principles for protecting and growing wealth in a volatile economy

Dan Martell August 30, 2024


Cash flow management 9
Long-term planning 7
Management 5
  • Pre-set your cuts at each threshold before emotions take over.
  • Daily cash reports catch drift before it becomes a crisis.
  • Make yourself irreplaceable before the layoff list is written.

Cash flow management

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How to stop giving away margin through discounts and supplier complacency

Cameron Herold August 3, 2024


Cash flow management 8
Pricing strategy 7
  • A 5% early payment discount is almost always bleeding profits unnecessarily
  • One phone call to a supplier can unlock 30–35% cost savings instantly
  • Raising prices 1–2% has an outsized, often underestimated impact on net profit

Accounting basics

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How to manage your personal finances as a leader

Coaching for Leaders July 22, 2024


Accounting basics 8
Cash flow management 5
  • Three moves — debt, emergency fund, retirement — must come first
  • Term life insurance beats complex products for 9 in 10 people
  • A credit freeze at all four bureaus is your only real identity protection

Cash flow management

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How leaders make better fiscal decisions during economic crisis

Coaching for Leaders July 22, 2024


Cash flow management 9
Crisis leadership 7
Long-term planning 5
  • Deferred demand vs lost demand: the distinction that drives every crisis decision.
  • Debt taken during a boom protects you; debt taken in a crisis accelerates losses.
  • Know three to five numbers — that's all successful business leaders actually track.

Accounting basics

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Improving financial literacy for leaders without an accounting background

Coaching for Leaders July 22, 2024


Accounting basics 9
Cash flow management 8
Communication 6
  • Executives average 38% on a basic finance test — even post-MBA.
  • Profit and cash flow are different numbers; confusing them is costly.
  • EBITDA explained: the valuation metric most leaders can't define.

Cash flow management

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How proactive leadership navigates inflation and recession

Coaching for Leaders July 22, 2024


Cash flow management 9
Pricing strategy 7
B2B sales 6
  • Managing for cash — not earnings — is the number one inflation discipline.
  • Plan to become smaller: cut marginal products, customers, and facilities now.
  • Move on pricing early and incrementally; waiting compounds the damage.

Cash flow management

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A 90-day expense audit process that eliminates wasteful recurring spend

Ryan Deiss July 21, 2024


Cash flow management 9
Automation & tools 6
  • Three hidden spend categories quietly drain cash as companies scale
  • One copy-paste email triggers an audit that recovers five figures monthly
  • Cancel subscriptions in the meeting itself — delays let them survive

Cash flow management

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What bad debt is and how to manage it in your business

HR Party of One July 16, 2024


Cash flow management 9
Compliance & regulation 6
  • Bad debt is unavoidable — but deductible if you act correctly
  • IRS splits bad debt into business and non-business categories
  • Proactive AR monitoring cuts losses before they compound

Cash flow management

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How to build a cashflow waterfall system for your business

Ryan Deiss July 7, 2024


Cash flow management 10
Processes & SOPs 6
  • Surplus cash in your operating account will always get spent
  • Distribute 80% quarterly — distributions force business discipline
  • Fund tax savings and a 3-month emergency reserve before anything else

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